100 Keyes, 1926 - 2026
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495 HARBOR DRIVE S, Indian Rocks Beach, FL 33785

Sold: $3,019,000
Sold on: Aug 7th, 2026
$ Per Square Foot: $1,085
Sold: $3,019,000
Sold on: Aug 7th, 2026
$ Per Square Foot: $1,085
BEDS4 BATHS3 full 2 partial SQUARE FEET2,783 MLS#TB8513956
STATUSSold PROPERTY TYPEResidential - Single Family SUBDIVISIONINDIAN BEACH RE-REVISED 23RD ADD


Property Description

Rare waterfront retreat in the heart of Indian Rocks Beach. This extraordinary waterfront estate offers a level of privacy, serenity and coastal beauty that is rare. THIS HOME TOOK ON ZERO WATER INTRUSION. Set on an expansive DOUBLE LOT with 216 feet of water frontage, the property feels like a private resort, surrounded by lush tropical landscaping featuring mature palms that create a secluded paradise. Enjoy panoramic views, dolphins play just beyond the dock and relax beside the pool. Professional landscape lighting transforms the property into a magical waterfront oasis, creating the ideal backdrop for an evening swim, cocktails around the fire table or dining under the stars. The outdoor pool, shower and bath work well to avoid unnecessary wet entry to the main house. Boaters/anglers alike will appreciate the waterfront amenities, a large dock installed 2021, with water service, electrical hookups, a 24,000-pound and 10,000-pound boat lift. Whether heading out for a day on the water or casting a line from your backyard, this property is designed to embrace the waterfront lifestyle. Multiple outdoor gathering spaces offer something for everyone. The covered patio provides a comfortable retreat for grilling, entertaining, or watching the game, while the expansive lawn offers endless possibilities: a future putting green or additional outdoor enhancements. A tucked away section of the property presents an opportunity for a hot tub, tiki hut or additional private retreat. The fenced yard provides a space for pets. Inside, the thoughtful design accommodates everyday living and entertainment. This property is fully furnished and decorated, making it turnkey ready for instant rentals or staying the night yourself. Primary suite enjoys direct pool access and captures beautiful sunrise views. Split-bedroom floor plan offers privacy. One guest bedroom features stunning Intracoastal views, while the flexible fourth bedroom can easily serve as a home office or den. The spacious living areas comfortably accommodate large gatherings, with a generous dining room, an inviting sunroom ideal for morning coffee and a separate family room that opens directly to the covered patio. The well-appointed kitchen offers abundant cabinetry and workspace, with excellent potential for a future open-concept redesign. A large laundry room provides additional storage and flexibility for future customization. Designed for effortless indoor-outdoor living, this home has hosted everything from family reunions to weddings and offers a floor plan that seamlessly blends comfort, functionality and entertaining space. On a quiet cul-de-sac with friendly neighbors and a mix of full-time and seasonal residents, the setting is peaceful while remaining incredibly convenient. Enjoy a short golf cart ride to the beach, local restaurants, parks and the beloved Indian Rocks Beach Art Center. Seeking an investment opportunity, the property has a proven history as a successful short-term rental. Its unique combination of privacy, waterfront amenities and prime location has made it a favorite among guests, creating an exceptional experience for visitors while maintaining harmony with the surrounding neighborhood. Searching for a primary residence, vacation retreat or potential income-producing waterfront property, this remarkable coastal estate offers a lifestyle that must be experienced to be fully appreciated. Additionally, It has the potential to rebuild or split into two lots

Property Features

Cooling: Central Air
Days on Market: 67
Garage: 3
Heating: Central
Lot Size: 0.43 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $33,342
Year Built: 1962

Amenities

Ceiling Fans(s)
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Thermostat
Window Treatments
French Doors
Outdoor Grill
Outdoor Shower
Sliding Doors

Feature Descriptions

Additonal Rooms: Florida Room, Great Room, Inside Utility
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Exterior: Block, Concrete, Stucco
Lot Dimensions: 0.43
Parking: Driveway, Garage Door Opener, Oversized
Parking Notes: Driveway, Garage Door Opener, Oversized
Pets Allowed: Yes
Pool: Fiberglass, Heated, In Ground
Property Sub-Type: Single Family Residence
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Available
Water Access: Yes
Water Features: Bay/Harbor, Intracoastal Waterway, Assigned Boat Slip, Fishing Pier, Seawall - Concrete, Seawall - Other

Listed By / Sold By

Listed By

Agency Name: PREMIER SOTHEBY'S INTL REALTY
Agency Phone: 727-595-1604
Agent Name: Michael Perez PA

Shown By

Agent Name: Lesli A Burkhead
Agent Phone: 305.282.9603
Agency Title: The Keyes Company

Sold By

Agency Name: COASTAL PROPERTIES GROUP INTERNATIONAL
Agent Name: Scott Ferguson

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